Cognix.Studio

Payments & Fintech

Payment infrastructure that moves money reliably.

We build payment switches, processing systems, and financial infrastructure — from instant-payment rails and card issuing to double-entry ledgers and settlement. Systems engineered to handle money with zero tolerance for error.

Capabilities

What we build

Instant Payment Switches (UPI-style)
Card Issuing & Merchant Processing
Double-Entry Ledgers & Reconciliation
EMV & Transaction Processing
Multi-tenant PSP Architecture
Real-time Settlement & Fraud Detection

Methodology

How we work

01

Discover

Map payment flows, compliance requirements, and integration points

02

Architect

Design for reliability, auditability, and regulatory compliance

03

Build

Implement with extensive testing — payments have no room for error

04

Ship

Staged rollout with monitoring, alerting, and fallback mechanisms

Stack

Technologies

GoPostgreSQLTigerBeetlegRPCKafkaRedis

Get in touch

Let's discuss your payments & fintech project

Tell us what you're building. We'll tell you how we'd approach it — and whether we're the right team for the job.

Start the conversation